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NEW QUESTION: 1
Which of the following plans does not have the requirement that its participants must begin withdrawing funds from the plan by April 1st of the year after they turn 70 ½?
I. SIMPLE IRA II. 401(k)
III. Roth IRA
IV. profit-sharing plan
A. III only
B. All of the above have a mandatory distribution requirement.
C. I, III and IV only
D. I and III only
Answer: A
Explanation:
Explanation/Reference:
Explanation: The Roth IRA does not have the requirement that its participants must begin withdrawing funds from the plan by April 1st of the year after they turn 70 ½. The Roth IRA does, however, have a mandatory distribution requirement that goes into effect if the participant dies.

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